Terminals
A terminal and QR poster for every till, organised by branch.
Solutions · Retail and supermarkets
Take stablecoins at every till. Know what each one took.
For supermarkets, malls and multi-branch retailers. Every till gets its own terminal and QR poster, supervisors hear about each payment on WhatsApp or email, and the finance office gets per-till figures and statements. Takings settle to the account you choose.
No card machines to rentAlerts on WhatsApp and email0.8% to collect
Lekki branch2 tills
Till 2₦18,450.00
Till 4₦6,200.00
Ikeja branch2 tills
Till 1₦42,900.00
Till 3₦11,350.00
VI mall1 till
Kiosk₦61,597.13
Route for Terminals
Every till, one rule
Your bank account
Naira account ending 4821
In your business’s name, reviewed before first use
Illustrative. Harbourview Markets Ltd is a sample business; the people named are sample supervisors.
Rolling it out
From the first till to every branch.
No card machine and no hardware contract. A terminal is a till’s own payment address, printed as a poster where your customers pay.
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1
Choose where takings land
Set the destination for Terminals once: your bank in local currency, or your treasury. Every till follows that route, and your other products keep their own.
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2
Put a terminal at every till
Name each one by branch and till, then print its poster. Customers scan and pay from any wallet or exchange app, on a network the poster names.
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3
Tell the right supervisors
Add the people who should hear about each till, by WhatsApp, email or both. They need no ChainPal login and see nothing else.
Illustrative. Sample tills, destinations and alerts for Harbourview Markets Ltd.
For the finance office
Every till accounted for, without a spreadsheet.
Each payment lands on its till’s own address, so it arrives already matched to the till that took it. The figures, statements and answers follow from that.
Figures per till
See what each till took, and how it is doing.
Every terminal shows what it has collected, how many payments it took, the average payment and its success rate. Tills sit under their branch, the way your floor is laid out.
- Collected and paid out to you, per till
- Payments started against payments that arrived
- The networks and coins each till accepts
Statements and exports
Month-end in two downloads.
Download a statement for any month or tax year, as PDF or Excel, with collections by channel and what has been paid out to you. Export every payment as a CSV with its reference, coin, network and transaction hash.
- Statements by month or tax year
- PDF for the file, Excel for the reconciliation
- Every payment as a real record, not a summary
Aria
Ask which till took the most.
Aria answers questions about your takings per terminal in plain words, and every figure links to the payments it came from. When something is not in your ChainPal records, such as card sales, it says so instead of guessing.
How Aria answersIllustrative. Sample figures for Harbourview Markets Ltd, a fictional Lagos supermarket chain.
Plainly
It works beside your tills, not instead of them.
Your tills keep ringing up sales the way they do today. ChainPal adds a way for customers to pay in stablecoins at each one, and gets the money to an account you own.
What you get
- A terminal per tillIts own address, QR poster and figures, up to 5 per business.
- Alerts to supervisorsBy WhatsApp or email, with no login and nothing else to see.
- Settlement to accounts you ownYour bank in local currency, or your treasury. ChainPal never holds the takings.
- Records for financeStatements by month or tax year, and every payment as a CSV.
What it is not
- Not a card machineCustomers pay from their own phone, with any wallet or exchange app. There is nothing to rent or install.
- Not a retail checkoutIt does not replace your point-of-sale system or ring up baskets. It takes the payment at the till.
- Not card or bank transferCustomers pay in USDC and USDT. Card and transfer payments stay with your current provider.
What your customers can pay with
By the market you settle in
- NigeriaUSDC and USDT on Base, BNB Chain, Celo and PolygonSettles in NGN
- GhanaUSDC and USDT on Base, Celo and PolygonSettles in GHS
- KenyaUSDC and USDT on Base, Celo and PolygonSettles in KES
- South AfricaUSDT on BNB ChainSettles in ZAR
Every terminal’s poster names the networks it accepts, so customers send on the right one.
Built from
The products behind it.
Retail on ChainPal is Terminals, with the same settlement rules, treasury and intelligence as everything else you run.
Questions
Retail, answered.
Planning terminals across your branches? Tell us about your estate and we will help you plan it.
Do we need card machines or new hardware?
No. A terminal is a payment address for one till, printed as a QR poster. Customers pay from their own phone with any wallet or exchange app, so there is nothing to buy, rent or install.
How many tills can we cover?
Up to 5 terminals per business, each with its own address, poster and figures. Remove one to add another.
Can each branch settle to a different account?
Routing is set per product, so every terminal settles to the destination you choose for Terminals. Your invoices, payment links and checkout can each settle somewhere else. Each destination is reviewed by ChainPal before money can reach it.
Who hears about a payment, and how?
The people you add to that terminal, by WhatsApp, email or both. They do not need a ChainPal login and cannot see anything else in your account.
What can customers pay with?
USDC and USDT, on Base, BNB Chain, Celo and Polygon, depending on your market. Each terminal and its poster show exactly which networks it accepts.
What does it cost?
0.8% of what you collect, with no setup fee and no hardware to pay for. See every rate.
Open for business
Build on rails you control.
Open an account, choose where each product settles and take your first payment in digital dollars. No setup fee, and no balance held on your behalf.