Why ChainPal is never a custodian
Every payment lands on a single-use address and routes straight through to the destination your business named. Here is what that actually means, and why it was the first decision we made.
Blog
Notes from the desk.
How we think about payments, treasury and the OTC desk, and why ChainPal is built the way it is.
Inside the OTC desk: how a quote gets priced
Under the auto-quote ceiling, a price is instant and firm for ten minutes. Above it, a dealer prices your ticket by hand and holds it for thirty. Here is why the line is drawn where it is, and what happens on each side of it.
We are early, and that is on purpose
ChainPal is a small team building in the open. We are not padding this page with a leadership roster that does not reflect how small we actually are, and we are not letting a polished demo imply more than what is actually live.
The real cost of cross-border payroll
A hundred contractors in a dozen countries used to mean a dozen sets of wire fees, FX spreads and bank cutoffs. Here is what changes when payroll settles to destinations your business already owns.
What “no setup fee” actually means
No monthly software seat fees, no hidden spread tucked into a conversion rate, and no custody fee because there is no custody. Here is what the 0.8% actually covers.
Building Copilot: why every answer needs a source
Copilot may never state a number without evidence chips linking to the records it came from. If it cannot source something, it says so, rather than guessing. Here is why that rule shaped the whole feature.
Open for business
Build on rails you control.
Open an account, choose where each product settles and take your first payment in digital dollars. No setup fee, and no balance held on your behalf.